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Are Zestimates accurate?



Do you have a friend or family member who is thinking about buying a home, or refinancing their current home? I build my business by referral, so if you know of someone who could use the expert advise of a mortgage lender or finance officer, please forward this email to them, or reply back with their contact information and I'll gently reach out to them. If you have any questions about the mortgage and finance industry, please don't hesitate to give me a call. I'd be more than happy to provide a Consultation.

Today I want to quickly touch on something I hear about all the time, the Zillow Zestimate. People always check their home’s value on Zillow, but I would be careful and highly recommend not taking it too seriously.

There are cases where the Zestimate is accurate, but those are few and far between. Zillow’s estimates don’t take into account any upgrades or improvements you’ve made to the property, nor do they have the most accurate housing data.




It’s fun to look around to get an idea of what your home may sell for, but don’t use your Zestimate to make any decisions. If you want to know the true market value of your home, I recommend that you connect with a local Realtor. I have relationships with some of the best agents in the Portland area, and would love to connect you with one.

If you have any questions for me about your home value or any other topic, give us a call or send us an email. I look forward to hearing from you!

Why Is the Portland Market so Hot?


 Do you have a friend or family member who is thinking about buying a home, or refinancing their current home? I build my business by referral, so if you know of someone who could use the expert advise of a mortgage lender or finance officer, please forward this email to them, or reply back with their contact information and I'll gently reach out to them. If you have any questions about the mortgage and finance industry, please don't hesitate to give me a call. I'd be more than happy to provide a Consultation.

2016 is off to a great start in Portland. We are one of the hottest markets in the country right now. For the third year in a row, Portland is listed as the number 1 one-way destination in the country. 

This is also a great time for real estate values. If you already own real estate, your home value has gone up significantly. It may be a good time for you to look at refinancing your mortgage in order to get rid of that private mortgage insurance or pull some cash out. 


If you haven't purchased a home in Portland yet, there is an amazing opportunity out there right now to do so. Whether you need to get pre-qualified or pre-approved, need help walking through the different steps or getting in touch with the right Realtor, I would love to help.

Give me a call or send me an email if you have any questions at all. No one responds faster than me. Let's make it a great year, I look forward to speaking with you soon!


How Does Filing Bankruptcy Affect Your Ability to Get a Mortgage?

 
 Do you have a friend or family member who is thinking about buying a home, or refinancing their current home? I build my business by referral, so if you know of someone who could use the expert advise of a mortgage lender or finance officer, please forward this email to them, or reply back with their contact information and I'll gently reach out to them. If you have any questions about the mortgage and finance industry, please don't hesitate to give me a call. I'd be more than happy to provide a Consultation.


How does bankruptcy affect your ability to get a mortgage? This is a question that comes up all the time, and an important one to consider if you're trying to buy a home.

Typically, there is a two to four year "seasoning" period after a bankruptcy where you cannot get a mortgage. However, there is a new program out there that allows people to get a mortgage without a seasoning period. If your bankruptcy was a one-time event and you have a good payment history, you're employed, and you've had a strong credit score, you might be eligible to get a mortgage with no seasoning. 

This program has been very helpful to people who allowed one unfortunate situation to occur. If you have interest in this program, or if you need real estate assistance of any kind, give us a call or shoot us an email. We would love to hear from you!